If you own a home in Murrieta, CA then you have likely seen the cost of your homeowners insurance going up year after year. Our team at Carver Insurance Services can help you look at your homeowners insurance to ensure that you are not only having the right coverage for your property, but to help you have the best rates for that coverage as well. Your home is likely your largest investment, so you want to be sure that you have everything covered, including outbuildings, special items that are above and beyond the usual, and more. And just like you should know what your homeowners insurance will cover, it is good to know what it won’t cover as well, and what to do about this gap in coverage. Contact us today to learn more about how your homeowners insurance works.
Keeping Your Homeowners Insurance Affordable
One of the best ways to help keep your homeowners insurance affordable is to shop around annually for homeowners insurance. Not only will you be reviewing your needs and can easily make changes as your situation changes, but you can shop the market to find the best rates and best coverage for your needs. Another easy option to help with the affordability of your home insurance is to raise your deductible.
You may already be doing this, but if not you should look at bundling your different insurance policies with the same insurance company. Having multiple policies with the same insurance company will often provide discounts to all of the policies. It can also help to ask for any discounts that the insurance company is offering, from military discounts to safe driver discounts and more.
Adding Security Can Help in Multiple Ways in Murrieta, California
One option that more homeowners are looking at adding to their homes in Murrieta, California is security cameras. These can be positioned indoors and outdoors and can not only catch an illegal action at your property, but they can also be a deterrent preventing negative actions from happening in the first place. Our team at Carver Insurance Services can help to explain what security equipment may provide a bit of a discount for your home insurance.
Protecting your investment into your home is important, but so is working with a knowledgeable partner that puts you first. In 1990, residents began a campaign for city status which resulted in the incorporation of the City of Murrieta on July 1, 1991. Murrieta was the safest city in Riverside County in 2012, and in 2009, Murrieta was listed as the second-safest city (over 100,000 in population) in the United States, behind Irvine, California. There are 52 parks in the city of Murrieta, including one community pool, one skate park, three sports parks, two dog parks, two disc golf courses, an equestrian park, and various natural areas. Contact us today to schedule a review of your home insurance needs.
