Business Owner’s Policy Insurance in California

Protecting your business shouldn't be complicated. A Business Owners Policy (BOP) from Carver Insurance Services bundles essential coverage into one easy-to-manage insurance plan. We serve small and medium-sized businesses in Murrieta, Temecula, and throughout California by providing reliable protection that makes running your business simpler and more secure.

What's Included in a Business Owners Policy?

A BOP is designed to streamline coverage by combining fundamental protections into a single policy. It typically includes:

• Property Insurance: Covers damage or loss of physical assets such as buildings, equipment, and inventory caused by incidents like fire, theft, or vandalism.
• General Liability Insurance: Provides protection from claims related to third-party injuries, property damage, or advertising-related disputes.
• Business Interruption Coverage: Helps recover lost income and operating costs if a covered event forces your business to close temporarily.

While a Business Owners Policy offers broad protection, it does not cover employees or vehicles used for business activities. To address these needs, Carver Insurance Services provides complementary policies like Workers Compensation and Commercial Auto Insurance. We help business owners build a complete solution that fits their operations.

Benefits of a Business Owners Policy

From retail stores to professional services, businesses in nearly every industry benefit from the convenience and affordability of a BOP. By bundling property and liability coverage, this policy reduces costs and simplifies managing your insurance portfolio. Carver Insurance Services specializes in tailoring coverage to fit your specific risks, whether you're operating in Murrieta, Temecula, or anywhere across California.

Why Choose Carver Insurance Services?

At Carver Insurance Services, we make insurance feel straightforward, practical, and accessible for business owners. With local offices in Murrieta and Temecula, we combine personalized service with years of expertise to help you protect your company's future. Whether you need standalone BOP coverage or want to enhance it with General Liability Insurance, our team will guide you every step of the way.

Request Your Business Owners Policy Today

Make protecting your business easy with a dependable Business Owners Policy from Carver Insurance Services. Contact us today or visit our Murrieta and Temecula offices to consult with our experts and explore your policy options. Let us help you safeguard your business.